Traditional or Roth 401(k)

If your plan offers the option to make after-tax Roth 401(k) contributions, and you’d like some help comparing them to traditional before-tax 401(k) contributions, then this tool will help. 

Just answer a few brief questions and you’ll be able to view and print a detailed comparison of after-tax Roth 401(k) contributions to before-tax traditional 401(k) contributions. You’ll also be able to utilize the Gap Analyzer to help you estimate if you’re saving enough for retirement.

Note: This program is strictly for illustrative and educational purposes only. It is intended to show you how your 401(k) plan can help you reach your retirement goal. It is not intended to guarantee a payment of benefits.

Transamerica does not provide tax or legal advice. We recommend that you consult your investment professional regarding your particular situation.

Access the Traditional or Roth 401(k) calculator now.