Welcome to the Transamerica Center for Retirement Studies®
("The Center"), a center for the study of retirement trends and
issues facing the American workforce.

10th Annual Retirement Survey

Women and Retirement: Facing Challenges in a Recession

While the recession has impacted most workers’ outlook for retirement, women’s outlook has fared worse. The survey data highlights some areas of concern, but also reveals opportunities to help women and all workers get back on track with their retirement savings.

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Managing the Road to Retirement: How Different Age Groups Save

Learn how future retirees can change their saving habits to improve their prospects for retirement. Gain insight into the sentiments and behavior of workers in their 20s, 30s, 40s, 50s and older.

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National 401(k) Day

In recognition of National 401(k) Day, Friday, September 11, TCRS has produced an audio news release that encourages workers to calculate a retirement savings goal and set forth a plan for saving.

Listen Here

Employers Reluctant to Cut Retirement Benefits in Difficult Economy

Read the full employer results from the 10th Annual Retirement Survey including findings that few employers have reduced or eliminated retirement benefits.

Back-on-Track: Helping Pre-Retirees Improve Their Retirement Outlook 

TCRS was featured in Summer 2009 edition of the The ASPPA Journal with an article about how workers over the age of 50 can improve their chances of achieving a financially secure retirement.

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Educating Yourself Today for a More Secure Tomorrow

TCRS recently published the attached article that offers some basic steps and tips to help people get more educated and make better informed decisions about their retirement savings. This article is designed for a wide general audience and for use in newspapers, newsletters, Web sites and other forms of print media.

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Worker Preferences for 401(k) Fee Disclosure

The topic of fee disclosures in 401(k) plans has recently garnered much attention in the government, media, and retirement industry. Findings from the 10th Annual Retirement Survey help to illustrate current levels of awareness of 401(k) fees, employer and worker preferences for receiving information about fees, and opportunities for increasing awareness.

Congressional Testimony

On February 25, 2009, TCRS was invited to testify at a hearing entitled, "Drop in Retirement Savings: The Challenges Small Business Face Funding and Maintaining Retirement Plans in a Struggling Economy," conducted by the U.S. House of Representatives Committee on Small Business.


Overview of Survey Findings

How has the retirement outlook of American workers been impacted by the recent economic downturn? Now in its tenth year, the Transamerica Retirement Survey is a leading source of information on the current state of retirement savings among the American workforce and employer-sponsored retirement plans.

Learn how workers’ retirement outlook has been impacted by the recent economic downturn and how employer-sponsored retirement plans continue to play an important role in helping them save for retirement.


Legislative Ledger

Our experts have closely followed legislative and regulatory activity in order to provide informed perspectives to small business owners and their retirement plan advisors. Click here to read all legislative updates or view some of our latest updates: 

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Investment Calculators

How much money will you need when you retire? Are you saving towards the purchase of a home or other major financial goal? 

Establishing financial goals is much easier when you have the right information. Use our investment calculators to help you determine how much you will need to start saving today in order to reach your retirement goal. View our investment calculators.

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